PT Bank Central Asia Tbk (BCA), a prominent financial institution in Indonesia, officially disbursed a cash dividend of Rp 281 per share today, Wednesday, April 8th. This latest distribution follows an interim dividend of Rp 55 per share that BCA had already paid out in December 2025, reinforcing its commitment to shareholder returns.
The decision to distribute these dividends received formal approval during the company’s Annual General Meeting of Shareholders (RUPST), which was held at Menara BCA Grand Indonesia, Jakarta, on Thursday, March 12th. This crucial meeting solidified the payout plan based on the company’s robust financial performance.
For the 2025 financial year, the total final dividend distributed by BCA reached an impressive Rp 41.3 trillion, corresponding to a Dividend Payout Ratio (DPR) of 72 percent. This figure marks a notable increase compared to the 2024 financial year, when the DPR stood at approximately 67.4 percent, demonstrating the bank’s growing profitability and generosity to its investors.
“We hope that this quarterly interim dividend distribution will enhance cash flow for our loyal shareholders who have consistently supported us,” stated Hendra Lembong in an official statement released on Friday, March 13th. He further emphasized, “The company assures that this plan is carefully aligned with our financial condition and has secured approval from the Board of Commissioners, ensuring sustainable value creation.”
BCA Secures Rp 57.5 Trillion Profit in 2025
Beyond its dividend strategy, BCA showcased an exceptional financial year in 2025, recording a substantial net profit of Rp 57.5 trillion. This represents a healthy 4.9 percent increase year-on-year (yoy) from the Rp 54.8 trillion reported in the previous year, highlighting the bank’s consistent growth trajectory.
Digging deeper into its revenue streams, BCA’s net interest income expanded by 4.1 percent (yoy) in 2025, reaching Rp 85.4 trillion. Complementing this growth, non-interest income experienced an even more significant surge, climbing 16 percent (yoy) to Rp 25.6 trillion, underscoring diversified revenue generation.
Collectively, BCA’s total operating income rose by 5.4 percent (yoy), hitting Rp 111.1 trillion. Concurrently, the company’s cost-to-income ratio (CIR) improved to 30.7 percent in 2025, a testament to efficient operations. This improved CIR played a pivotal role in bolstering BCA’s overall performance and supporting the robust 4.9 percent (yoy) net profit growth, culminating in the Rp 57.5 trillion figure.
Further solidifying its market position, BCA reported a total credit disbursement growth of 7.7 percent (yoy), reaching Rp 993 trillion by December 2025. On average, the bank’s credit portfolio expanded by 10.8 percent throughout the entire 2025 financial year, reflecting strong lending activity and economic engagement.