Flooring Guide by CinvexJAKARTA — PT Super Bank Indonesia Tbk. (SUPA) has announced that it has no plans to distribute dividends to shareholders this year.
Superbank’s Finance Director, Melisa Hendrawati, explained that according to the Company Law, dividends can only be distributed if a company has a positive retained earnings balance.
“Therefore, the Bank currently has no plans to distribute dividends this year,” Melisa stated during a press conference for the Superbank 2026 Annual General Meeting of Shareholders in South Jakarta on Monday, April 27, 2026.
Despite this, Melisa assured that the future timeline will be fully aligned with the prospectus. It is worth noting that in the Superbank prospectus released in November 2025, the company committed to distributing dividends to all shareholders, amounting to no more than 85% of the current year’s net profit.
Superbank (SUPA) Records Net Profit of Rp99.68 Billion for 2025
Throughout 2025, Superbank recorded a net profit of Rp99.68 billion, a significant turnaround from the previous year’s loss of Rp366.36 billion.
This profit in 2025 was driven by a 159.29% year-on-year (YoY) increase in net interest income, which reached Rp1.58 trillion, up from Rp609.50 billion in 2024.
This positive performance was in line with the company’s loan growth of 49.47% YoY, reaching Rp9.61 trillion by the end of 2025, primarily in the retail and MSME segments. In the preceding year, Superbank’s loans stood at Rp6.42 trillion.
In terms of funding, Superbank’s total third-party funds (DPK) also experienced growth, increasing by 139.28% YoY from Rp4.94 trillion in 2024 to Rp11.82 trillion by the end of 2025.
The company’s total assets also saw an increase of 86.77% YoY, reaching Rp21.28 trillion, compared to Rp11.39 trillion in the previous year.
Superbank’s President Director, Tigor M. Siahaan, previously highlighted that 2025 was a transformative period for Superbank. The company achieved profitability for the first time in the first quarter of 2025 and concluded the year with strong growth across all key indicators.
“This achievement reflects the consistency of our strategy, solid governance, and strong synergy with our ecosystem in expanding access to digital financial services in Indonesia,” Tigor said in a statement, as quoted on Monday, March 16, 2026.
Summary
PT Super Bank Indonesia Tbk. (SUPA) has announced it will not distribute dividends this year following its first Annual General Meeting of Shareholders. Finance Director Melisa Hendrawati stated that the decision follows Company Law regulations requiring a positive retained earnings balance for dividend distribution. However, the bank maintains its commitment to future payouts as detailed in its initial prospectus.
The company achieved a significant financial turnaround in 2025, recording a net profit of Rp99.68 billion after previously reporting a loss. This performance was supported by strong growth in net interest income and a 49.47% increase in loans, particularly in the retail and MSME segments. Total assets also grew substantially, reaching Rp21.28 trillion by the end of the year.