PT Super Bank Indonesia Tbk (SUPA) has confirmed that it does not plan to distribute dividends to shareholders this year, despite completing its Initial Public Offering (IPO) on December 17, 2025. Superbank’s Finance Director, Melissa Hendrawati, explained that under the Limited Liability Company Law, dividends can only be paid if the company maintains positive retained earnings.
“Therefore, we have no plans to distribute dividends this year,” Melissa stated during the Superbank Annual General Meeting of Shareholders (RUPST) held at Soehanna Hall, South Jakarta, on Monday (April 27). She emphasized that the company’s future timeline remains strictly aligned with the strategic plans outlined in its official prospectus.
In the same session, Superbank President Director Tigor M. Siahaan addressed the company’s post-IPO adjustments, specifically regarding compliance with the latest Financial Services Authority (OJK) regulations. The new mandate requires a minimum free float of 15 percent. With current public share ownership standing at 13.33 percent, Tigor reaffirmed the company’s commitment to meeting the regulatory requirement on schedule. He noted that these efforts are focused on improving liquidity, deepening market penetration, and enhancing the company’s attractiveness to foreign investors.
Superbank Posts IDR 143 Billion Pre-Tax Profit for 2025
Superbank has delivered a strong financial performance, reporting a pre-tax profit of IDR 143.3 billion for the full year of 2025. This growth was primarily driven by a 160 percent year-on-year (yoy) surge in Net Interest Income, which reached IDR 1.6 trillion. Furthermore, the company’s credit expansion grew by 50 percent yoy, bringing total loans to IDR 9.6 trillion.
“Our pre-tax profit of approximately IDR 143 billion in 2025 serves as a significant milestone in our journey,” Melissa said.
The company’s growth is also reflected in its expanding customer base, which rose from 5.9 million last year to 6.5 million by February. Transaction activity has seen similar momentum; after reaching one million transactions in 2025, the volume has climbed steadily to 1.3 million transactions per day as of February 2026. Melissa attributed this success to high customer engagement, loyalty, and the seamless adoption of the bank’s digital ecosystem services.
Summary
PT Super Bank Indonesia Tbk (SUPA) announced it will not distribute dividends this year, as confirmed by Finance Director Melissa Hendrawati, citing the legal requirement for positive retained earnings. Concurrently, President Director Tigor M. Siahaan reaffirmed Superbank’s commitment to meeting the Financial Services Authority’s (OJK) 15% free float regulation, with current public ownership at 13.33%, aiming to enhance market liquidity and appeal.
Superbank reported a strong financial performance for 2025, achieving a pre-tax profit of IDR 143.3 billion. This growth was propelled by a 160% year-on-year surge in Net Interest Income to IDR 1.6 trillion and a 50% expansion in credit, reaching IDR 9.6 trillion. The company also saw its customer base grow to 6.5 million and daily transaction volume climb to 1.3 million by February 2026.