PT Bank Syariah Indonesia (BSI) has announced a significant payout to its shareholders, reinforcing its commitment to delivering strong returns. During its Annual General Meeting of Shareholders (AGMS), the leading Sharia bank approved a cash dividend totaling IDR 1.51 trillion, which represents 20% of its total net profit. This allocation translates into a dividend of IDR 32.81 per share for eligible shareholders.
This year’s dividend marks a substantial 44% increase from the previous year, demonstrating BSI’s remarkable growth trajectory. Last year, the cash dividend was set at 15% of net profit, amounting to IDR 1.05 trillion, with a dividend per share of approximately IDR 22.78 for the bank, which trades under the stock code BRIS. The consistent increase in dividend distribution highlights BSI’s robust financial health and its dedication to shareholder value.
Shareholders whose names are recorded in the company’s official register (DPS) are entitled to receive these dividends. Further details regarding the precise dividend distribution schedule will be announced by BSI management in due course, ensuring all stakeholders are kept informed.
BSI’s impressive financial performance for the fiscal year 2025 saw the bank record a substantial net profit of IDR 7.57 trillion. A significant portion of this, 80% or IDR 6.05 trillion, has been strategically allocated as retained earnings to bolster future growth. This outstanding profitability was underpinned by a combination of healthy financing expansion, a notable increase in low-cost funds, and aggressive digital acceleration, which collectively enhanced operational efficiency and broadened the range of services available to customers across the nation.
Gen Z Financial Lifestyle: Why BSI’s BYOND Super App Is Now a Mainstay?
According to BSI President Director Anggoro Eko Cahyo, the bank’s strong fundamental performance has significantly fueled public confidence. This trust is evident in the remarkable customer acquisition figures, with over 2 million new customers joining BSI in 2025, expanding the total customer base to an impressive 23 million by the end of the year. This growth underscores the bank’s increasing relevance and appeal within the Indonesian financial landscape.
Anggoro further elaborated that BSI’s dividend policy is meticulously balanced to provide optimal returns to shareholders while simultaneously preserving the capital strength necessary to support ambitious future business expansion. He emphasized BSI’s unique position, stating, “We are a sharia bank that continues to grow, especially after obtaining a dual license as both a sharia bank and a bullion bank.” This strategic advantage positions BSI uniquely in the market.
Through these integrated strategies, BSI remains highly optimistic about its ability to continuously reinforce its pivotal role as a leader in the national sharia banking industry. Simultaneously, it aims to serve as a vital driving force for the broader Islamic finance ecosystem across Indonesia, fostering sustainable economic growth and innovation.
Summary
Bank Syariah Indonesia (BSI) has approved a cash dividend payout of IDR 1.51 trillion for the 2025 fiscal year, representing 20% of its net profit. This distribution amounts to IDR 32.81 per share, marking a 44% increase compared to the previous year. The decision reflects the bank’s strong financial health, supported by a total net profit of IDR 7.57 trillion, with the remaining 80% allocated as retained earnings to fund future business expansion.
The bank’s impressive performance was driven by healthy financing growth, increased low-cost funds, and successful digital transformation, which helped expand its customer base to 23 million. Management emphasizes a balanced dividend policy that rewards shareholders while maintaining the capital strength necessary for growth. As a leader in the Indonesian Islamic finance ecosystem, BSI remains committed to sustainable development and continued operational innovation.