JAKARTA — PT Bank Syariah Indonesia (Persero) Tbk. (BSI) has announced a substantial cash dividend payout for the fiscal year 2025, totaling Rp1.51 trillion, equivalent to Rp32.81 per share. This significant decision was ratified during the Annual General Meeting of Shareholders (AGMS), held in Jakarta on Tuesday, May 5, 2026.
This year’s dividend distribution marks a significant increase compared to the fiscal year 2024, which saw Rp1.05 trillion, or Rp22.78 per share, allocated to shareholders. The cash dividend represents 20% of BSI’s net profit for the fiscal year 2025, reflecting the bank’s robust financial health and commitment to its investors.
The remaining 80% of the profit, amounting to Rp6.05 trillion, will be allocated as retained earnings. This strategic allocation reinforces BSI’s financial strength, providing a solid foundation for future growth initiatives and operational resilience.
Anggoro Eko Cahyo, President Director of BSI, elaborated on the dividend payment process during a press conference on Tuesday, May 5, 2026. He affirmed that the distribution would adhere to all prevailing regulations. “Dividends for the fiscal year 2025 will be paid proportionally to all shareholders whose names are recorded in the share registry on the official recording date,” Anggoro stated.
He further explained that the board of directors has been granted the authority, with substitution rights, to finalize the dividend distribution schedule, manage tax deductions in accordance with tax laws, and oversee other technical arrangements as required. This ensures a smooth and compliant payout process for all eligible shareholders.
This generous dividend payout comes on the heels of BSI’s impressive financial performance in 2025. The bank recorded a robust net profit growth of 8.02% year-on-year (YoY), reaching Rp7.57 trillion, an increase from Rp7.00 trillion in the previous year. This substantial profit growth underscores the effectiveness of BSI’s strategic initiatives and market positioning.
The bank’s strong performance throughout 2025 was underpinned by several indicators demonstrating sustainable growth. Notably, BSI’s financing portfolio surged by a double-digit 14.49% YoY, reaching Rp319 trillion in 2025. Simultaneously, the collection of Third-Party Funds (DPK) also experienced significant growth, increasing by 16.20% YoY to a substantial Rp380 trillion. These figures highlight BSI’s expanding market presence and strong customer trust.
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Summary
Bank Syariah Indonesia (BSI) has officially approved a dividend payout of Rp1.51 trillion, or Rp32.81 per share, for the 2025 fiscal year. This distribution represents 20% of the bank’s annual net profit, which grew by 8.02% year-on-year to reach Rp7.57 trillion. The remaining 80% of earnings will be retained to strengthen the company’s capital foundation and support future growth initiatives.
The decision was ratified during the Annual General Meeting of Shareholders, where BSI also highlighted strong operational performance, including a 14.49% increase in financing and 16.20% growth in third-party funds. Management confirmed that the dividend will be distributed to all eligible shareholders in compliance with regulatory requirements. The board of directors has been authorized to manage the technical and tax-related arrangements for the payout.