Flooring Guide by Cinvex – , JAKARTA — Esteemed investor Lo Kheng Hong continues to maintain his prominent position as one of the largest shareholders in PT Bank CIMB Niaga Tbk. (BNGA) as the company enters the fourth quarter of 2025. This steadfast investment underscores his long-term confidence in the Indonesian banking sector.
According to official company data released on Saturday, November 8, 2025, Lo Kheng Hong, affectionately known as Pak Lo, secured a spot among the top 10 largest shareholders of BNGA by the end of October 2025. Specifically, he held the sixth position, possessing a significant 45.90 million shares, which translates to a 0.18% ownership stake in the bank. His sustained involvement highlights the allure of stable financial institutions for seasoned investors.
For the third quarter of 2025, Bank CIMB Niaga reported a robust financial performance, achieving a net profit attributable to the parent entity of IDR 5.33 trillion as of September 2025. This represents a solid 2.92% increase compared to IDR 5.18 trillion recorded during the same period in the previous year, demonstrating consistent profitability amidst evolving market conditions.
Further insights from the September 2025 financial statements, published by Harian Bisnis Indonesia on Thursday, October 30, 2025, reveal that CIMB Niaga’s interest income reached IDR 18.59 trillion. This figure reflects a healthy 3.18% growth from IDR 18.02 trillion in the third quarter of 2024, signaling effective management of its core lending activities. Despite an increase in interest expenses, which rose by 6.27% from IDR 8.01 trillion to IDR 8.51 trillion over the period, the bank’s net interest income still saw a slight but positive uptick of 0.7%, reaching IDR 10.07 trillion from the previous IDR 10 trillion.
In a positive development for asset quality, the bank’s impairment losses on financial assets, or provisioning costs, decreased by 5.09%, from IDR 1.32 trillion to IDR 1.25 trillion by the end of Q3 2025. Conversely, other operational expenses saw an increase of 9.08%, rising from IDR 2.58 trillion last year to IDR 2.81 trillion, indicating a dynamic operating environment.
CIMB Niaga also demonstrated positive growth in its lending activities, with loans disbursed increasing by 3.69% to IDR 226.65 trillion, up from IDR 218.58 trillion in the corresponding period of the previous year. This expansion was complemented by a significant 20.07% reduction in financial asset impairment reserves, which fell from IDR 11.19 trillion to IDR 8.94 trillion, underlining the improved health and management of its loan portfolio.
From a funding perspective, Third-Party Funds (DPK) saw an impressive 8.92% increase, reaching IDR 278.01 trillion compared to IDR 255.23 trillion in Q3 2024. Furthermore, the bank’s Current Account Savings Account (CASA) ratio, a key indicator of low-cost funding, grew strongly by 10.57%, expanding to IDR 188.78 trillion from IDR 170.73 trillion in the prior period. These figures highlight CIMB Niaga’s success in attracting and retaining stable funding sources.
Overall, CIMB Niaga’s total assets recorded a robust 4.27% growth, reaching IDR 369.45 trillion as of September 2025, up from IDR 354.30 trillion in September 2024. This comprehensive growth across key financial metrics reinforces the bank’s strong market position and operational efficiency.
Bank CIMB Niaga Tbk. – TradingView
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Summary
Esteemed investor Lo Kheng Hong continues to be a prominent shareholder in PT Bank CIMB Niaga Tbk. (BNGA), ranking sixth among the top 10 with 45.90 million shares (0.18%) by October 2025. This sustained investment reflects his long-term confidence in the Indonesian banking sector. For the third quarter of 2025, CIMB Niaga reported a robust financial performance, achieving a net profit of IDR 5.33 trillion, a 2.92% increase year-over-year.
The bank’s interest income grew by 3.18% to IDR 18.59 trillion, contributing to a slight increase in net interest income to IDR 10.07 trillion. CIMB Niaga also experienced positive trends with a 5.09% reduction in impairment losses and a 3.69% rise in loans disbursed to IDR 226.65 trillion. Third-Party Funds (DPK) saw an impressive 8.92% increase, reaching IDR 278.01 trillion, while total assets grew by 4.27% to IDR 369.45 trillion.