Flooring Guide by Cinvex – MALANG — Digital payment adoption continues to soar in East Java, with QRIS transaction values in the Bank Indonesia (BI) Malang working area reaching an impressive Rp2.13 trillion in March 2026.
Indra Kuspriyadi, Head of the Bank Indonesia Malang Representative Office, revealed that Malang City serves as the primary hub for this growth. Of the total transaction volume, Rp1.27 trillion—or approximately 60%—originated within the city itself. “User participation has surged by 182% year-on-year, representing a significant milestone for QRIS adoption,” Kuspriyadi stated during the opening of the QRISMA Festival 2026 in Malang on Monday (May 4, 2026).
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The data underscores the rising importance of cashless payments in the region. According to Kuspriyadi, QRIS has moved beyond a trend to become an ingrained part of the Malang community’s daily lifestyle. As the city celebrates its 112th anniversary, this milestone marks not only its history but its emergence as a mature, digitized hub with substantial potential for further technological advancement.
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The inaugural QRISMA (QRIS for MSMEs and the Public) festival, held from May 4 to 7, serves as a testament to this commitment. “We remain dedicated to fostering digitalization to drive economic growth. We encourage all sectors, from traditional markets to tourist destinations and local government financial systems, to shift toward cashless transactions,” he explained. Kuspriyadi emphasized that digitalization is no longer an optional upgrade but a necessary requirement for regional progress, achieved through close collaboration with local governments, banking institutions, and the Financial Services Authority (OJK).
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Malang Mayor Wahyu Hidayat praised the role of the banking sector in modernizing the local economy, particularly in the revitalization of the Kajoetangan Heritage area. He noted that the ongoing education initiatives by BI and partner banks have successfully integrated QRIS into the fabric of local commerce.
Mayor Hidayat highlighted that this transition aligns with the city’s broader vision of blending tradition with modern commerce. “I am proud that this movement drives a transition ‘from tradition to transaction.’ We are committed to preserving our heritage while embracing digital efficiency,” he remarked. By leveraging colonial-era sites like the Kajoetangan Heritage area, the city aims to transform historical landmarks into valuable assets that benefit the local community. Through the efforts of the Youth, Sports, and Tourism Agency (Disporapar) and local tourism groups (Pokdarwis), these historic spaces now serve as vibrant icons that prove traditional appeal can thrive in a digital-first economy.
Summary
Digital payment transactions in the Bank Indonesia Malang working area reached IDR 2.13 trillion in March 2026, with Malang City contributing approximately 60% of the total volume. User participation surged by 182% year-on-year, signaling a significant milestone in the region’s transition toward a cashless lifestyle. This growth was highlighted during the QRISMA Festival 2026, marking the city’s emergence as a mature digital hub.
Local authorities and Bank Indonesia are collaborating to expand QRIS adoption across traditional markets, tourist destinations, and government financial systems. Mayor Wahyu Hidayat emphasized the successful integration of digital payments in historical areas like Kajoetangan Heritage to blend tradition with modern commercial efficiency. This digital transition is viewed as a necessary requirement for regional progress and long-term economic growth.